When you contact CAI, you will speak directly with a commercial loan specialist experienced in all aspects of business who will work with you from the initial conversation to the closing.
When you contact CAI, you get immediate response that includes reviewing and analyzing your commercial loan within 24 hours.
Below we have listed the typical documents we require to underwrite and close a transaction (see what needs to be changed or added):
- Property Information: Location, Income, Entitlements, Pictures, Etc.
- Financial Statement: Borrower’s financial statement
- Credit Report
- Property Valuation: Appraisal
- Preliminary Title: Current commitment for Title Insurance.
- Confirmation of Business Use: Evidence stating loan proceeds to be used for
investment, business or commercial purposes.
- Ability to Service Debt/Repay Loan: Year to Date Profit & Loss Statements and borrower’s intended exit strategy.
- Miscellaneous: Names and numbers of current lien holders, lenders and insurance agents.
Loan Programs:
Exceptionally flexible terms, with a possibility for non recourse and very competitive rates for commercial properties. We have a wide range of products.
Because of our extensive range of lenders, we can help you get loans that most other banks and traditional lenders would turn down.
Eligible properties:
- Medical and Dental Offices
- Office Buildings
- Manufacturing
- Leisure
- Self-Storage Facilities
- Retail Strip Malls
- Car Washes
- Multi-family
- Day Care Facilities
- Funeral Homes
- Assisted Living
- Flag Hotel/Motels
- Warehouse/Industrial
- Mixed-use Properties
- Franchise Restaurants
- Office Condominiums
- Mobile Home Parks
Types of Loans:
- Acquisition Finance
- Debt Restructuring
- Debt Consolidation Financing
- Real Estate Equity Refinancing
- Construction Financing
